in Financial Education


Clarifi, a PHMC affiliate, is a nonprofit community resource dedicated to lifelong financial literacy. Since 1966, Clarifi has helped thousands of individuals identify and secure the most important assets in their lives. Formerly named Consumer Credit Counseling Service of Delaware Valley, Clarifi partners with other local nonprofit organizations, financial institutions, schools and local, state and national government agencies to impact more people and communities throughout the region. Clarifi believes that everyone should have access to the information and technology required to take control of their personal financial wellbeing, no matter their economic status.

As part of our CUAs’ services, the Financial Empowerment Center provides financial counseling to neighborhood residents as well as families involved with the CUA. Aside from workshops on topics including "Show Me My Money", keys to homeownership and financial workshops specifically for women and seniors, through our partnership with Clarifi we are able to give our clients access to the following counseling services:

  • Budget and Credit 
  • Credit Report 
  • Debt Management 
  • Pre-Filing Bankruptcy and Financial Management after Bankruptcy

Clarifi can also consult you in housing matters to address the following issues:

  • Foreclosure Prevention
  • Mortgage Default
  • Pre-Purchase
  • Reverse Mortgage
  • Loan Modification
  • Repayment plan
  • Forbearance or other workout solutions

Clarifi’s Education Financing Services help students and families make financially healthy choices in selecting and financing post-secondary education. 

For more information, visit or call 800.898.2227.